Calculators

• Mortgage Payment Calculator
  Displays your mortgage payment and amortization schedule for the term of your loan.
• Monthly Mortgage Payment Calculator
  Calculates how much interest you save by prepaying the principal on your loan.
• Interest Only Payment Calculator
  Computes the monthly savings for an Interest Only payment loan. What is an Interest Only Loan?
• Payment Option ARM Calculator
  Shows you the monthly payments for an Option ARM, also called a Negative Amortized ARM loan. What is an Option ARM Loan?

• Rent Vs. Buy Calculator
  Allows you to compare the costs of renting a residence versus buying a home.
• Mortgage Qualification Calculator
  Calculates the maximum purchase price.

• Refinance Calculator
  Helps you determine if you will benefit by refinancing.
• Debt Consolidation Calculator
  Shows you how a refinance can reduce your monthly payments.

• Credit Grade Calculator
  Helps you determine your credit rating.

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Jim Shroyer / President Marvin Balat / Vice President Michael Rubio / Senior Loan Agent Home Thrift Mortgage 101 Larkspur Landing Circle Suite 327 Larkspur, CA 94939 Office Phone: (415) 464-9000 Fax: (415) 464-9017 Contact

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